Getting help is smart. They don't need to be fancy. You don't need a genius.
What does a financial consultant even do?
You don't need to know everything. Just good advice. Not more confused.
No fancy terms needed. Some focus on big purchases. They don't just talk at you.
Where to even look for one
Word of mouth works. Your bank might have people. Take your time.
Some work at banks. No big company pushing products. The key is to compare options.
Questions to ask before picking someone
Ask how they make money. Find out what they specialize in. You learn to move forward don't want to be ignored.
See if they make sense. Ask how long they've done this. No pushy sales.
Things that mean walk away
That's always bad. Good ones are upfront. Bad ones sell you stuff.
If they ignore your questions. Not hard to understand. Don't be pushed.
How to work with them well
They can't help if they don't know. Good ones explain. Don't disappear.
You decide. They need to know. Good advice grows with you.
Final thoughts on finding help
You don't need to be an expert. That's what matters. Take your time|The right one is out there|You'll find them}.
Begin when you're ready. You'll feel better about money. It's really that simple.